MFAST

Mô tả Công việc

SUMMARY:

The Credit Risk Manager develops and implements policies and procedures for credit risk for the company’s financial models; and manages and controls the risk system to ensure product transparency and anti-fraud.

DESCRIPTIONS:

• Being responsible for developing, reviewing/supplementing/updating regulations, policies, processes, and guidelines related to credit granting and risk management activities of the assigned portfolio/project/product, in addition to ensuring consistency and compliance with the company‘s general risk management policy on a regular schedule.
• Training, mentoring, and supervising the professional compliance and job quality of the credit appraisal employees assigned to management‘s categories, projects, and products.
• Coordinating, commenting on, and monitoring the content of product regulations, ensuring uniformity and compliance with the company‘s risk management strategy before and after product deployment to the market. Furthermore, proposing and monitoring risk checkpoints for the product.
• Developing/adjusting, installing, and controlling system parameters to manage the operation/implementation of credit policy regulations, appraisal scenarios, and fraud risk protection regulations for the specified portfolio/project/product.
• Coordination of the development and implementation of portfolio management reports, monitoring, warning, and proposing ways to minimize and optimize risk/credit loss in the portfolio/project/product assigned to management.
• Managing and optimizing the company‘s loan portfolio.
• Coordinating the development, operation, and optimization of the company‘s credit scoring system for credit granting and risk management activities.