Hàng Không ALS

Mô tả Công việc

Be responsible for:

• Measuring & assessing portfolio quality. Reviewing and enhancing lending policies based on portfolio quality trend and market situation to ensure a sound risk portfolio and competitiveness.
• Deploy and maintain credit risk reporting system and enhance changes to the existing infrastructure to optimize reporting process.
• Perform standard risk report (Portfolio Quality Reviews, Delinquency…) and detailed ad-hoc analysis if required.
• 
  Analyzing credit portfolio performance for the purpose of further enhancing the credit policy, cooperate with Policy team in implementation and evaluation risk policies.

• Support the team in implementing credit risk strategy and scoring models to a Risk Decision Engine.
• Cooperate actively on technical level with IT and data warehouse teams.

Yêu Cầu Công Việc

Education level, certification:

• Bachelor or higher graduated in Economics, Finance – Banking, IT (computer science, data science, …)
• Strong knowledge of how to build and work with relational database (SQL, SAS, Oracle, etc.)
• 
  Proficient in use of visualization tools.

Experience:

• Min 2 years of experience in MIS team or IT in an institution maintaining retail customer data.
• 
  Experience of risk management practices within the Vietnam banking / consumer finance industry and familiarity with credit risk exposure calculation methodologies & tools would be desirable but not essential.

Individual Characteristics:

• Team working.
  
• Excellent problem solving and quantitative skills
• Ability to write and think clearly and to reduce complex concepts to their simplest form.
• Highly self-motivated