Topic: Money | Bài mẫu IELTS Speaking và từ vựng tham khảo
Trong phần thi IELTS Speaking Part 1, giám khảo sẽ đưa ra những câu hỏi thường thức đời sống, trong đó, thí sinh có thể bắt gặp những câu hỏi thuộc đề tài Money.
1. Do you prefer to save money or spend money?
Answer: I try to be a bit savvy with my money! I definitely enjoy treating myself sometimes, but I also know the importance of putting something away for a rainy day.
Vocabulary:
2. How do you save money?
Answer: I usually set aside a bit of cash each month from my part-time job. I also try to resist impulse buys and cook meals at home instead of eating out all the time.
Vocabulary:
3. What do you think about payment apps or mobile payments?
Answer: I think they're brilliant! They're so convenient and much quicker than fiddling around with cash. Plus, it's easy to keep track of your spending with phone apps.
Vocabulary:
4. Do you use a credit card to buy things?
Answer: Not really at the moment. I'm a bit wary of getting into debt, so I prefer to stick to my debit card and only spend what I have in my account.
Vocabulary:
5. Do you think cash will still be popular in the future?
Answer: It's hard to say! Cash is definitely becoming less common, especially with contactless payments on the rise. But I reckon there will always be a place for physical money, especially for older generations or at car boot sales!
Vocabulary:
6. Do you generally spend a lot of money?
Answer: I try to be quite mindful of my spending. I don't like to waste money, but I do enjoy treating myself occasionally, especially on weekends with friends.
Vocabulary:
7. Do your parents give you pocket money to help with the housework?
Answer: I used to get pocket money for doing chores around the house when I was younger. Now that I have a part-time job, I don't rely on it anymore, but I still help out at home of course!
Vocabulary:
8. Do people in your country give money as a gift to children?
Answer: Definitely! It's quite common to get money in birthday cards or for Christmas from relatives. It's a nice way to save up for something special you might want.
Vocabulary:
9. How important is money to you?
Answer: Money's important for sure, you need it to live comfortably and do the things you enjoy. But for me, things like good friends and having fun experiences are just as important.
Vocabulary:
10. Do you think you will have lots of money in the future?
Answer: That's a tough one to say! I'm working hard in school and looking for good job opportunities, so hopefully I'll be financially secure in the future. But you never really know what life throws your way!
Vocabulary:
11. Would you like to become rich someday?
Answer: Definitely! Who wouldn't? The security and freedom that comes with financial independence would be amazing. But for me, it's not just about having loads of cash, it's also about being able to do the things I love without worrying about money.
Vocabulary:
12. Do you think it is ok to lend money to friends or family members?
Answer: I think it's important to help out the people you care about, but you also need to be responsible with your own finances. If it's a small amount and they can pay you back reliably, then sure, but lending large sums can cause tension and arguments, so it's best to tread carefully.
Vocabulary:
13. Are you good at saving money?
Answer: I'm not the most naturally frugal person, but I've been setting aside a bit of money each month from my part-time job. It's all about building good habits and avoiding impulse buys – those always seem like a good idea at the time, but they can really eat into your savings goals!
Vocabulary:
14. Do you invest your spare money?
Answer: Not yet, to be honest. I'm still learning about investing and different financial products. It seems a bit complicated at the moment, but I know it's something I should look into for the future, especially for my long-term financial goals.
Vocabulary:
15. Do you think financial literacy is at the high level across generations?
Answer: I'm not sure. I think younger generations might be more comfortable using online banking and apps, but maybe older people have a better understanding of traditional saving methods. Financial literacy is definitely something that should be taught more in schools, so everyone has a good foundation to make informed financial decisions.
Vocabulary:
16. What do you usually spend money on?
Answer: These days, eating out with friends is a big one! We love trying new restaurants and cafes. I also tend to spend a bit on clothes, but I try to stick to sales and discounts whenever possible.
Vocabulary:
17. Do you use a credit card?
Answer: Not yet, actually. It seems a bit risky for me at the moment, especially since I'm still a student. I mostly use my debit card and cash for everyday purchases.
Vocabulary:
18. Do you think you will use cash more in the future?
Answer: It's hard to say! Cashless payments are definitely becoming more popular, especially in cities. But I think cash will still be around for a while, especially for older folks or at traditional markets.
Vocabulary:
19. How do Vietnamese people generally make payments?
Answer: Cash is still widely used, but digital wallets and bank transfers are becoming increasingly popular, especially for online shopping and paying bills.
Vocabulary:
20. What do you think of e-payment?
Answer: I think e-payments are brilliant! They're so much quicker and easier than fiddling around with cash, and it's simple to keep track of your spending with phone apps. It's definitely the way forward for convenient and secure transactions.
Vocabulary:
21. Do you often use credit cards?
Answer: Not really at the moment. I'm a bit wary of getting into debt, so I prefer to stick to my debit card and only spend what I have in my account. It helps me be more mindful of my spending and avoid overspending.
Vocabulary:
22. Do you like spending money or saving money?
Answer: Obviously, treating myself occasionally is fun, especially with friends. But I also get a real sense of satisfaction from reaching my savings goals. Finding a balance between the two is important!
Vocabulary:
23. How much money is enough?
Answer: I think it depends on your lifestyle and goals. For some people, it might be about having enough for the essentials and not living paycheck to paycheck. For others, it's about having the freedom to travel or pursue hobbies. There's no magic number, but financial security is definitely important.
Vocabulary:
24. Why do people care too much about money?
Answer: Money can be a big stressor, that's for sure. Some people might feel pressure to keep up with the Joneses or afford a flashy lifestyle they see on social media. It's important to remember that money isn't everything, and having good relationships and experiences are just as valuable.
Vocabulary:
25. Is money important to you?
Answer: Absolutely! Money's a tool that allows you to do things and live comfortably. I want to be financially independent and not have to worry about bills or affording things I need.
Vocabulary:
Trong phần thi IELTS Speaking Part 2, giám khảo sẽ yêu cầu bạn trình bày về một trải nghiệm với tiền trong vòng 2 phút.
Một số câu hỏi topic Money IELTS Speaking Part 2.
Describe a time that you saved money for something
You should say
Answer.
Last month, I was saving up for a Uniqlo UV protection jacket. Saving for it wasn't too difficult. I started putting aside a small amount from my weekly allowance each time I got paid. I also did some extra online tutoring gigs for a few weeks, which helped boost the savings pot a bit quicker. In total, it took me about a month and a half to reach my goal.
Now, this jacket might seem like a casual purchase, but it was actually quite important for me to get it. Living in Ho Chi Minh City, the sun is relentless! The UV levels here are crazy high year-round. Sun damage can be a real health risk, leading to premature aging and even skin cancer down the line. The UV jacket is lightweight and breathable to wear without feeling like I was roasting.
So, between the practicality and the health benefits, that little Uniqlo jacket became a worthwhile investment for me. It's become a staple in my wardrobe, and I know it'll keep me protected for years to come.
Vocabulary.
Describe a method to save money
You should say
Answer.
The method I use to save money is by utilizing a savings account. When I was 16, my parents opened one for me. They explained that it was a safe place to put my money away for future goals, where it could also grow a little bit over time.
There are a few reasons why I find savings accounts helpful. First of all, it keeps my spending in check. It forces me to be more mindful about where my money goes. Secondly, a savings account helps my money grow slowly but surely. Even though the interest rates aren't super high, it's better than keeping my cash tucked under my mattress where it earns nothing. It's like planting a seed – the more I save and the longer I leave it untouched, the bigger the nest egg becomes down the line. This way, I can save up for things I really want, like a trip abroad or a down payment on a motorbike, without having to rely on credit cards or loans.
So, all in all, a savings account is a simple yet effective tool for managing my money and reaching my financial goals. It keeps my spending in check, allows my money to grow bit by bit, and helps me plan for the future without any financial stress.
Vocabulary.
Trong phần thi IELTS Speaking Part 3, giám khảo sẽ đặt ra những câu hỏi sâu sắc hơn về đề tài tiền bạc, yêu cầu thí sinh thể hiện khả năng giải thích, so sánh, nêu ví dụ, phân tích vấn đề.
Một số câu hỏi topic Money IELTS Speaking Part 3.
1. What problems does money cause in Vietnamese society?
Answer: Financially speaking, the gap between rich and poor can be quite big in Vietnam. This can lead to social tension, especially when people feel like they're working hard but not getting ahead. Another problem is corruption, where money can be used to gain unfair advantages . For example, employees might bribe their boss to snatch the promotion that they want.
Vocabulary.
2. Do young people nowadays believe in saving money?
Answer: Absolutely! Saving money is still a big deal for young people in Vietnam. With the rising cost of education and travel, we know the importance of having a nest egg. We might not be as attached to traditional piggy banks anymore, but many of us are using budgeting apps and online tools to track our spending and save for specific goals. It's all about being smart with our money these days.
Vocabulary.
3. Is it important to have a savings account?
Answer: I definitely think so! A savings account is a safe and easy way to set aside money for the future. It helps you avoid spending everything you earn and gives your money a chance to grow a little bit with interest. Even if the interest rates aren't super high, it's better than keeping your cash under the mattress. Having a savings account teaches financial discipline and gives you peace of mind knowing you have a safety net in case of unexpected expenses.
Vocabulary.
4. Should children be encouraged to save money by parents?
Answer: For sure! Teaching kids about saving money from a young age sets them up with good financial habits for life. It helps them understand the value of money and how to make smart choices with it. Even if they start small with a piggy bank or a simple allowance system, it gets them thinking about saving for things they want. Financial literacy is an important life skill, and parents can play a big role in helping their children develop it.
Vocabulary.
5. What do you think about money?
Answer: Money is a tool, and like any tool, it depends on how you use it. It can be a source of stress if you're constantly worried about not having enough. But it can also be a source of freedom and opportunity if you manage it well. The key is to find a healthy balance. Having enough money to cover your needs and some of your wants is important, but it shouldn't be the only thing that drives you in life. There are many other things that contribute to happiness and fulfillment.
Vocabulary.
6. Can human beings live without money entirely?
Answer: Not really. In today's world, it would be incredibly difficult, if not impossible, to live completely without money. Everything from basic necessities like food and shelter to transportation and healthcare relies on some form of currency. It seems money has become deeply ingrained in our societies.
Vocabulary.
7. In your opinion, why do many people derive pleasure from spending money?
Answer: There can be a few reasons why people enjoy spending money. For some, it's a way to treat themselves and experience a sense of reward. After working hard, buying something nice, whether it's a delicious meal or a new outfit, can feel like a celebration of accomplishment. Additionally, spending can be linked to social connection. Sharing experiences with friends and family often involves spending money, whether it's going out to eat or attending an event together. It can be about creating memories and strengthening bonds.
Vocabulary.
8. Who do you think saves more money, men or women?
Answer: While I can’t speak for every man and woman out there, based on my observation, Vietnamese women tend to excel at saving money compared to men. In many families I'm familiar with, husbands entrust their wives with managing the finances. This includes allocating funds for necessities like food, bills, tuition fees, while also prioritizing savings. As a result, they are often more adept at maintaining savings compared to men.
Vocabulary.
9. Which do you think is better for the economy of a country or area, people saving money or people spending money?
Answer: A healthy economy needs both saving and spending. Saving allows for future investments and economic growth. The money people put aside in banks can be loaned out to businesses, which can be used as capital to expand and create jobs. On the other hand, consumer spending is also necessary to keep businesses running smoothly. People need to feel comfortable spending a portion of their income to keep the economy moving, but also save for the future and avoid excessive debt.
Vocabulary.
10. Do you think the government should let people know how it spends money?
Answer: Absolutely! The government should be transparent in spending. When citizens are aware of how their tax money is being used, they can hold their officials accountable and ensure that funds are being allocated efficiently and effectively. It can also help identify potential areas of waste or misuse of resources.
Vocabulary.
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