Công Ty TNHH MTV Quản Lý Nợ Và Khai Thác Tài Sản Ngân Hàng TMCP Quốc Tế Việt Nam

Mô tả Công việc

1. Receive & implement a business plan

- Receive business targets (KPIs) assigned by Head of FDI Center.

2. Customers Development and Risk Management

- Building and maintaining close relationships with existing FDI customers to sell all bank products (including credit and non-credit products), advise on suitable financing options

• Expansion and exploitation of new investment options/opportunities of existing customers
• Representing the Bank to receive and resolve customer's problems (coordinating with other departments – if necessary).

- Coordinate with Business Development Department and related departments to structure and maximize sales for FDI customers.

- Sign and control the customer's credit reports under their management before submitting to higher level (Head of Department / Approval Specialist / CenterHead). Submit credit application to credit committee.

- Regularly review the existing list to detect early warning signs of potential risks and coordinate with the Head of Department and related parties to propose/make plans to respond to arising risks. / Capable of generating and implementing risk management plans for each client

- Manage credit quality, support RM to control credit quality of customer transactions in the group and report to Head of Department and/or Center Head when there are unusual arisings for grants credit, manage debt reminders and collect debt on time

- Coordinate with the focal point of the Center to serve the inspection, audit and control delegations periodically and when requests arise.

- Give ideas on business development, risk management and coordinate with related departments to implement those ideas.

3. Product development, process improvement, service quality

- Offer/contribute plans to develop and improve product mechanisms, operational procedures, and processes in order to raise the standard of VPBank's services.

- Make suggestions or contributions to the creation of programs for sales marketing during each period.

- Offer proposals and coordinating with the appropriate divisions to develop new items in accordance with corporate procedures.

4. Other tasks assigned by the Head of Department/Head of the Center during each period

Yêu Cầu Công Việc

1. Educational Qualifications

- University graduated or higher in economics / finance / banking / business administration

2. Relevant Experience

- Have at least 03 years working in banking industry, at least 01-02 years of working experience at the Bank's Direct Sales Unit (CIB/CMB/SME Division)

3. Relevant Knowledge/ Expertise

- Understand the provisions of the law on banking and businesses, policies, regulations, products of the bank for corporate customers

- Having good knowledge of the market, business activities of Corporate customer as well as the key industries that FDI Center is financing.

- Good knowledge of finance and credit risk management.

4. Skills:

- Have good sales skills and  list of potential customers

- Good negotiation and relationship building skills

- Strong organization and management skills

- Have good communication skills and ability to work in a team;

- Creative thinking and high pressure at work;

- English: Fluency

- Preference will be given to candidates who are good at Japanese, Korean, and Chinese.

5.  Other Competencies:

- Have the spirit of absolutely complying with VPBank's regulations and policies

BENEFITS: 

- Work in a dynamic and professional setting.

- Gain deeper and more practical knowledge in risk management

- Access to high-demand areas in the market.

- Collaborate with leading experts in risk management. Competitive salary and bonus package

- Staff loan with special interest rates

- Training courses based on the job, Training framework/Learning RoadMap for each position

- Insurance by Labor laws + VPBank Care insurance for all employees. (insurance covered for family members for entitled employees);

- Annual leave (varied based on job grade)

- Travel allowance

- A dynamic and friendly working environment, full of great opportunities to develop your career and abundant interesting activities to join (Sports competitions, talent contests, teambuilding...)

- Working time: from Monday to Friday & 2 Saturday mornings/month