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Expert, Customer Relationship Management - USME (40000902)
TẬP ĐOÀN NAMGROUP
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Thông tin cơ bản
Mức lương:
Thỏa thuận
Chức vụ:
Nhân viên
Ngày đăng tuyển:
05/12/2024
Hạn nộp hồ sơ:
04/01/2025
Hình thức:
FULL_TIME
Kinh nghiệm:
8 - 9 năm
Số lượng:
1
Giới tính:
Không yêu cầu
Nghề nghiệp
Ngành
Key Accountabilities (1)
4.2. Credit Appraisal
University degree prioritizes Economics / Finance / Banking / Business Administration / Accounting / Auditing
Minimum of 8+ years in the field of sales, appraising business customers.
English: Minimum TOEIC 550 or equivalent
- KYC:
- Collect/research about the assumptions and sources of potential customers (leads) to understand the characteristics, needs, markets, competitive banking products ... of USME customer segments / assigned focus sub-segments./
- Collect / learn about the assumptions and sources of potential customers (leads) to understand the characteristics, needs, markets, competitive banking products ... of USME customer/ assigned focus sub-segments.
- Collecting, analyzing information about customers: operating, methodology, business plans, financial statements, .. to understand the characteristics và business model, customer's key success and risk factors, customer needs by assigned USME segment / sub-segment and consult financial solutions for customers
- Continuously update product knowledge, features, benefits, selling points and related policies to advise customers about:
- Standard Product and Service, package product, business program including deposit, credit, services, trade finance, foreign exchange, derivatives, and other products for USME business customers.
- Price policy based on financial plan with customers (ACP) / risk (RORWA) / performance on risk assets (TOI / RWA) / life cycle value of customers (CLV) according to regulations of TCB
- Sales và Services:
- Establishing relationships with new customers according to the list of assigned customers or self-seeking customers through relationships, forums, conferences…; building and developing relationships with existing customers, managing portfolio (in terms of sales, quality, structure ...); promote sale, cross-selling to increase wallet share and portfolio quality according to TCB's oriented strategic
- Sales planning, business opportunity identification and identification (ACP) with target customers.
- Financial consulting for customers: consulting in business planning, methods of managing financial statements, managing cash flows, costs and profits; coordinating with product sales departments and related units to build overall, optimal financial solutions on the basis of customer knowledge and industry developments, ensuring customers are best served according to service model regulated by TCB in each period.
- Customer care: taking care of customers in the managed book, transferring CVP to customers and implementing quality commitments (TATs / SLAs) to enhance customer experience and satisfaction at TCB
- Credit risk management:
4.2. Credit Appraisal
- Collect records, documents; monitor, update relevant information about the Customers, the Customer's business situation to serve the account management, propose solutions, evaluate, appraisal and take care of the Customer..
- Manage post-Lending of the book in accordance with regulations issued by CIBG Division and Risk Management.
- Propose, coordinate and implement measures in dealing with overdue debts for managed customers.
- Prevent risks in business activities in accordance with the Bank's regulation in each period.
- Operating:
- Absolutely comply with regulations, procedures, instructions ... related
- Actively identify and manage operational risks related to the book managed.
- Organization và Personnel:
- Develop yourself to complete missions and adapt to work-related change.
- Closely cooperate with related positions, towards the common targets of the bank.
- Effective management:
- Strictly manage business performance compared to the assigned target
- Manage existing customer book (in terms of sales, quality, structure ...), promote additional sales, cross-sell to increase wallet share and portfolio quality according to TCB's orientation.
- - Others:
- As assigned by the USME Director.
University degree prioritizes Economics / Finance / Banking / Business Administration / Accounting / Auditing
Minimum of 8+ years in the field of sales, appraising business customers.
English: Minimum TOEIC 550 or equivalent
Khu vực
TẬP ĐOÀN NAMGROUP
Xem trang công ty
Quy mô:
200 - 500 nhân viên
Địa điểm:
135-137 Nguyễn Thị Thập, KDC Him Lam, Phường Tân Hưng, Quận 7
Tập đoàn Nam Group được thành lập vào năm 2015, từ một thương hiệu “trẻ tuổi”, năng động trên thị trường, doanh nghiệp này được điều hành bởi đội ngũ lãnh đạo dày dặn kinh nghiệm trong lĩnh vực bất động sản, đã nhanh chóng tạo nên một hệ sinh thái thực sự vững mạnh. Với định hướng tập trung phát triển các dự án bất động sản, khu nghỉ dưỡng (biệt thự biển, condotel), kiến tạo nên các khu resort đẳng cấp theo tiêu chuẩn quốc tế, tập đoàn Nam Group đã và đang khẳng định năng lực triển khai, nền tảng tài chính của mình khi luôn sẵn sàng trong việc đáp ứng các tiêu chuẩn khắt khe về thiết kế, tiến độ và chất lượng xây dựng.
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