Thiên Bình Energy

We are an AI Fintech company specializing in assessing the credit profiles of consumers in emerging markets combining pioneering AI with large alternative data sources. In 2020 we reached our ambitious milestone of credit profiling 1bn consumers spanning 4 countries - Vietnam, Indonesia, India & the Philippines - and building a platform for the wider industry and the financial services industry, in particular, to provide the 'un & under' served access to credit. At the core of this initiative has been our strict and unwavering adherence to the norms of consumer data privacy and consumer data rights.

But we're not satisfied as we embark on the next leg of our journey to deliver 100 million credit lines to consumers in the markets where we operate. Although this goal is ambitious, we truly believe that by harnessing the power of AI & Big data, we can deliver financial access at an unprecedented scale.

As a firm, we're audacious problem solvers motivated by our impact on society. We deeply espouse the values of ownership - of our actions and initiatives, integrity in all we do, and agility in execution.

We place great importance on doing what is right, what is best, and what is innovative. We are seeking people to champion these values and beliefs as we grow.

How you will make an impact in this role

Seek, identify, and promptly prevent new attack schemes by fraudulent groups in our online loans and credit card approval process. Ensure a high level of security for the portfolio.

If you want to work and learn from one of the best and brightest technology teams in Vietnam and be part of a winning team with exponential growth regionally, experience recruiting world-class talents, come join us.

What you will do

Responsibilities

Risk analyst responsibilities include monitoring the risk of portfolios, focusing on reducing negative financial outcomes of digital banking including analyzing requirements, conducting analyses, developing reports, dashboards, data insight recommendations, also tracking performance and quality control to identify improvements. Specifically, you will:

• Understanding our end-to-end digital lending process including onboarding, usage, and collection.
• Develop a monitoring report for tracking progress and fraud-rules of decision engines.
• Propose optimization of risk policies and initiatives to prevent fraud.
• Verify fraudulent cases identified by the system, reported by clients or reported by cooperating business partners.
• Identification and confirmation of fraud attempts based on data provided by anti-fraud data analysts.
• Improving processes and bringing new ideas on how to control fraud attempts.
• Maintain internal black lists and manage internal black list policies and data cleansing.
• Perform QC on application data and documents.
• Prepare daily/weekly/monthly reports about performed activities and findings.
  
  

What you will need to have

• At least 2 years experience in fraud detection, fraud investigation, loan underwriting, risk management, or financial services generally, preferably in the consumer finance industry.
• Have experience with databases (SQL). Ability to analyze data, identify patterns, and make data-driven decisions to detect and prevent fraudulent activities.
• Familiarity with anti-fraud systems, and other tools to identify and prevent fraudulent activities.
• Must have excellent negotiation and problem-solving skills.
• Excellent time management and ability to work under pressure.
• Other:
• Good verbal and written communication skills in English.
• Willing to learn on the job and ready to adapt to changes in requirements.
• Bachelor's degree in Finance, Economics, Business Administration, Banking or related fields.
  

What you will get

Join Our Team And Enjoy

• Competitive compensation package, including 13th-month salary and performance bonuses
• Comprehensive health care coverage for you and your dependents
• Generous leave policies, including annual leave, sick leave, and flexible work hours
• Convenient central district 1 office location, next to metro station
• Onsite lunch with multiple options, including vegetarian
• Grab for work allowance and fully equipped workstations
• Fun and engaging team-building activities, sponsored sports clubs, and happy hour every Thursday
• Unlimited free coffee, tea, snacks, and fruit to keep you energized
• An opportunity to make a social impact by helping to democratize credit access in emerging markets
  
  

At Trusting Social, we deeply espouse the values of ownership, integrity, and agility in execution. We believe in doing what is right, what is best, and what is innovative. If you share our values and beliefs, we invite you to join us on our journey to deliver financial access at an unprecedented scale.

About Us

Trusting Social, an AI Fintech pioneer, assessed 1bn consumers across 4 countries, revolutionizing credit access. Our unwavering commitment to consumer data rights drives our journey to provide 100 million credit lines in emerging markets. With AI & Big Data, we aim to deliver unprecedented financial access. As audacious problem solvers, we champion ownership, integrity, and innovation. Join us if you're driven to impact society, embracing advanced technology to make a difference. We offer a platform for exploration and impactful contributions. If you're ready to innovate and drive change, come be a part of our team.

For more information about us please visit our website

https://trustingsocial.com