Tyme Group 4.8 ★

About the Business:
We're a fast-growing digital banking group located in 4 countries with over 10 million global users, now venturing into Vietnam to launch our Merchant Cash Advance business. Our leading MCA solution, built on top of rich customer transactional data and powered by industry-leading credit scoring model and technology, streamlines the lending process, ensuring a quicker and more seamless customer experience.

Why You'll love this Job:
As an early member of this international team, you'll gain invaluable insights into lending and technology, with ample room for personal and professional growth. As a Finance Specialist for the Merchant Lending team, you'll be responsible for assisting with loan applications, verifying financial information, and ensuring accounting accuracy in compliance with regulations.
Think beyond the present – imagine your career growing as we expand our team. This isn't just a job; it's a chance to be part of something big in the world of finance in Vietnam. Join us, where your potential has no limits.

Ideal Candidate:
Seeking a highly motivated individual with keen attention to detail, exceptional analytical skills, and strong problem-solving abilities. The ideal candidate will have experience in handling accounting within the lending domain. As a Finance Specialist, you’ll play a pivotal role in ensuring accuracy and compliance in financial transactions while contributing to the overall efficiency of our operations. We are seeking a proactive team player who thrives in a collaborative environment and is committed to achieving shared goals.

Job Responsibilities:
*Loan Processing:
- Managing the loan fulfilment process, including reviewing and verifying applicant information to loan agreement, disbursement value and account details
- Ensuring all loan agreements and related documents are accurately maintained and appropriately loaded to the loan record system
*Accounting & Financial Monitoring:
- Recording loan transactions in the company's accounting system, including disbursements, repayments, and any associated fees or charges.
- Calculating adjustments for loan accounts.
- Generating reports on loan portfolios, delinquencies, and other relevant metrics for management review and regulatory compliance.
- Performing periodic reconciliations of loan balances, payments, and other related accounts.
*Risk & Compliance:
- Ensuring adherence to regulatory requirements and internal policies governing loan origination, servicing, and reporting.
- Identifying and mitigating risks associated with loan operations, such as credit risk, interest rate risk, and operational risk.
- Assisting with internal and external audits, reviews, and examinations of loan portfolios and processes.
*Other tasks: including but not limited to:
- Continuously evaluating and recommending enhancements to loan processing procedures to improve efficiency, accuracy, and customer experience.