The job holder performs drafting and checking credit records (limit profile, disbursement, guarantee, LC, discounting, ...), collateral records (including receiving - release - adjusting collateral, ...), post-loan credit transactions for each customer segment or work related to support operations at credit support clusters according to regulations in each period.
Key Accountabilities (1)
I/ Management of professional operations
- Ensure accuracy, compliance in the preparation / control of credit limit records, credit records (loans, guarantees, LCs) / collateral records, repayment, release collaterals, loan adjustment transactions, adjustment of collaterals; reports to support business units according to regulations; post control; helpdesk, guarantee verification, receive guarantee obligations ... in accordance with Techcombank's regulations and approved by experts.
- Check and control the conditions, documents of transactions before disbursement or guarantee; LC, ...; collateral (receiving- release - adjustment) according to TCB's regulations / according to approval and according to the classification of liability.
- Ensuring accuracy and compliance in managing physical credit records and supporting credit in clusters, including:
- Warehouse, credit record management, collateral (release/ borrow / transfer, inventory, ...)
- Inputting collateral information in T24 system after the documents are entered in physical storage
- Support and perform work related to notarization procedures for mortgage collateral, registration of security transactions at state agencies or online, registration and delivery of vehicle registration certificates with collateras being new cars; completing other work related to collateral for relevant agencies./cooperation investors / according to the regulations from time to time; guide customers to sign credit contracts, agreement and other documents according to regulations from time to time.
- Perform work in accordance with policies, regulations, processes, internal instructions ... and service level agreements (SLAs); Ensuring service quality to internal and external customers in order to enhance and improve the quality of the Bank's business performance.
- Strictly complying with the Labor Regulations of the Bank.
II/ Manage Other Tasks
- Join projects as assigned
- Carry out activities to build organizational culture
- Perform other tasks as assigned by the Team Leader / Senior Manager / Head of CCP from time to time.
Key Relationships - Direct Manager
Senior Manager, Credit Processing; Team Lead, Credit Processing
Key Relationships - Direct Reports
Key Relationships - Internal Stakeholders
Related units in Division; Branches (Branch Manager, BBC Director, Retail Client Manager), related departments of BB/WB/RGB Division, Risk Management, Legal (product development for corporate clients) / retail, credit policy, risk management, financial accounting, general planning, debt settlement, human resource management...), GTS division, Transformation Office (TO), other other relevant parts from time to time.
Key Relationships - External Stakeholders
Success Profile - Qualification and Experiences
- University graduate (Prefer University of Banking and Finance, Foreign Trade, Business Administration, Economics, Law or related fields). Prioritize postgraduate level.
- Organizational understanding: understanding of the CCP's organizational structure and the interaction / coordination between (inside và outside) units to process transactions; understand the credit system operating process and the mechanism for issuing related professional documents
- Having a certain common perception about the bank: core values, objectives, vision
- Experience in the unit's products: know the products and services that the unit is providing as well as commitment to SLA for those transactions.
- Experience in processes / regulations: good understanding of credit control related processes / regulations; understand the ways / principles to handle arising transactions
- Have experience in applying knowledge to controlling credit records, proficient in using computer software such as: MS, Word, ...; and text editor.
- 3+ years Experience related to credit activities
- English pass TOEIC as required by TCB: According to TCB's regulations from time to time
Chúng tôi, Công ty Cho thuê tài chính TNHH MTV Quốc tế Chailease (sau đây được gọi là “Công ty Chailease”), một tổ chức tín dụng phi ngân hàng, hoạt động dưới sự quản lý của Ngân hàng Nhà nước Việt Nam.
Our Company, Chailease International Leasing Co., Ltd. (hereinafter called “Chailease”), the non-bank credit institution, operates under management of the State Bank of Vietnam.
Gần đây, Công ty Chailease có nhận được các thông báo từ bên ngoài về việc lợi dụng tên, hình ảnh của Công ty Chailease để yêu cầu chuyển tiền huy động vốn, kêu gọi đầu tư, hứa hẹn trả lãi, cho vay tiền không cần thẩm định, hứa hẹn tuyển dụng, góp quỹ từ thiện, v.v…
Currently, Chailease received external public notification of having outside scammers who use the name, image of Chailease to request remit money for capital injection, investment seeking, interest payment commitment, granting loan without valuation, recruitment promise, charity contribution, etc…
Công ty Chailease trân trọng thông báo rằng Công ty Chailease không phát hành bất kỳ yêu cầu nào như nêu trên. Công ty Chailease cũng không bao giờ yêu cầu khách hàng chuyển tiền vào tài khoản của cá nhân.
Chailease would like to inform that we have not issued any such request as above. We never request customer to transfer money into the individual account.
Trong mọi trường hợp Quý Tổ chức, Cá nhân có nhận được bất kỳ yêu cầu nào như trên hoặc tương tự như trên, vui lòng nhanh chóng liên hệ Công ty Chailease qua thông tin liên lạc như bên dưới để được hỗ trợ xác minh kịp thời đồng thời trình báo với Cơ quan Công an gần nhất về sự việc này. Công ty Chailease qua đây bảo lưu quyền yêu cầu các Cơ quan có thẩm quyền xem xét, xử lý bất kỳ hành vi nào làm tổn hại đến Công ty Chailease.
In any case you receive any request like this or similar with this, please quicky contact Chailease at following information as below to verify timely, and declare such request to closest local Police.
Chailease hereby reserve the legal right to ask for the competent agencies to examine, punish to who deliberately damages Chailease reputation or brand name image.
Review Chailease International
Môi trường phù hợp với newbie, fresher, nếu may mắn gặp được leader hoặc manager tốt thì học hỏi được nhiều thứ
K trễ lương. Môi trường cạnh tranh cao, sơ hở giành khách k cần nhìn mặt nhau, nhiều leader mạt sát bằng ngôn từ với nhân viên
Áp lực công việc thấp, nhân viên không bị sa thải. (GL)