Trusting Social ★ 3.7

We are looking for a Risk Analyst monitoring the risk of the portfolio, focusing on reducing negative financial outcomes in digital banking. This involves analyzing requirements, conducting analyses, developing reports and dashboards, providing data insights and recommendations, as well as tracking performance and implementing quality control to identify areas for improvement.

Responsibilities

• Understanding the end to end digital lending process includes onboarding, usage, and collection.
• Develop risk reports to manage the quality of portfolio and monitor the ratio of non-performing loan, delinquency, and loss rate below the standards of the SBV and IFRS.
• Develop ad-hoc reports which focus on actual problems being faced and business impact to notify leaders.
• Develop a monitoring report for tracking progress and rules of decision engine.
• Evaluate credit scoring/ fraud score/ income score/ 3rd party data for recommendations of credit strategies.
• Work with the engineering team to implement automated risk strategies.
• Work closely with the Product team to explore data. Use data to contribute toward strategic decision-making, and planning.
• Propose optimization of risk policy and initiatives to achieve overall risk target.
  
  
  

Requirements

• Master's degree in Finance, Economics, Applied Mathematics, Statistics, or related fields.
• More than 2 years of experience in risk analysis and credit approval within a financial institution.
• Proficiency in data analysis software, quantitative modeling, and strong data analysis skills.
• Effective presentation and communication abilities across all organizational levels.
• Understanding of financial industry regulations and standards.
• Ability to analyze issues, make data-driven decisions, and solve problems effectively.
  
  
  

What we offer

Join our team and enjoy:

• Competitive compensation package, including 13th-month salary and performance bonuses
• Comprehensive health care coverage for you and your dependents
• Generous leave policies, including annual leave, sick leave, and flexible work hours
• Convenient central district 1 office location, next to a future metro station
• Onsite lunch with multiple options, including vegetarian
• Grab for work allowance and fully equipped workstations
• Fun and engaging team building activities, sponsored sports clubs, and happy hour every Thursday
• Unlimited free coffee, tea, snacks, and fruit to keep you energized
• An opportunity to make a social impact by helping to democratize credit access in emerging markets.
  
  
  

About Us

Trusting Social, an AI Fintech pioneer, assessed 1bn consumers across 4 countries, revolutionizing credit access. Our unwavering commitment to consumer data rights drives our journey to provide 100 million credit lines in emerging markets. With AI & Big Data, we aim to deliver unprecedented financial access. As audacious problem solvers, we champion ownership, integrity, and innovation. Join us if you're driven to impact society, embracing advanced technology to make a difference. We offer a platform for exploration and impactful contributions. If you're ready to innovate and drive change, come be a part of our team.

More information about us please visit our website

https://trustingsocial.com