Trusting Social ★ 3.7

We are partnering with banks that are embracing changes toward digital banking. These changes are exciting but complex, and we are looking for team members who are motivated by big challenges and are ready to dive headlong into helping us grapple with complexity, build solutions and turn our visions into a reality.

We’re looking for a highly analytical Senior Financial Analyst to own end-to-end data handling, deliver rapid ad-hoc analyses, and keep our sophisticated Python-based financial models up to date. You’ll bridge raw data and strategic insights—working across acquisition, customer analytics, pricing, reconciliation, and revenue reporting—while automating processes and applying AI to boost our team’s productivity.

Responsibilities

• Data Extraction & ETL:
• Import and onboard data from multiple sources (mail, Jira,...)
• Clean, transform and load datasets into datamart for downstream analysis
• Maintain and optimize ETL pipelines using Python/SQL and data-engineering best practices

• Financial Reconciliation & Reporting:
• Reconcile incentive schemes (acquisitions, CVP, portfolio campaigns)
• Prepare billing summaries
• Produce monthly/quarterly P&L updates, forecasting packages, and variance analyses
• Automate repetitive tasks (report generation, data imports, reconciliation logic) to accelerate decision-making

• Ad-Hoc & Recurring Analysis:
• Prepare and present financial reports, forecasts, and analyses related to credit card partnerships to senior management and stakeholders.
• Respond swiftly to stakeholder requests for one-off analyses—such as pricing sensitivity, campaign ROI, customer cohort performance, or what-if scenario evaluations—that support tactical and strategic initiatives.
• Python-Based Modeling & Automation:
• Build, maintain, and frequently update complex financial models in Python to project revenue, expenses, cash flows, and key performance indicators under various scenarios.
• Collaborate with data engineering to scale and productionize analytical workflows
• Cross-Functional Collaboration & Operations:
• Liaise with Customer Service on inquiries and with partners on data follow-ups
• Communicate insights clearly to non-technical stakeholders; document processes and results
• Support “always-on” operational needs in process management, ensuring SLAs are met
• AI-Driven Productivity:
• Research, prototype, and deploy AI/ML tools (e.g., generative AI, predictive analytics) to automate routine finance operations and enhance analytical insight generation
• Integrate AI assistants into reporting and model-updating workflows to reduce manual effort and improve accuracy
  

Requirements

• Technical:
• SQL (advanced querying)
• Python for data analysis & ETL
• Excel/Google Sheets
• Analytics:
• Financial Analysis & Modeling
• Customer Analytics (cohort analysis, segmentation)
• Data Cleaning, System Understanding
• Have knowledge of credit products and credit card is a plus
• AI/Automation: Passion for identifying opportunities to apply AI in finance workflows
• Soft Skills:
• Strong communication and teamwork
• Detail-oriented with ability to prioritize ad-hoc requests
• Core Values & Culture Fit
• Extreme Ownership: Take full accountability for your analyses, models, and deliverables—own successes and learnings, proactively resolve issues, and drive continuous improvement.
• Mindfulness: Approach data and decision-making with attentiveness and care—recognize the broader impact of your work, stay present in stakeholder conversations.
• Insight Driven: Go beyond surface numbers—ask the right questions, uncover hidden patterns, and translate findings into clear, actionable recommendations that move the business forward.
• Audacity: Challenge assumptions, propose bold solutions, and leverage creative problem-solving to tackle complex financial questions; have the courage to pilot new tools or methodologies that accelerate value.
  

What We Offer

Join our team and enjoy:

• Competitive compensation package, including 13th-month salary and performance bonuses
• Comprehensive health care coverage for you and your dependents
• Generous leave policies, including annual leave, sick leave, and flexible work hours
• Convenient central district 1 office location, next to a future metro station
• Onsite lunch with multiple options, including vegetarian
• Grab for work allowance and fully equipped workstations
• Fun and engaging team building activities, sponsored sports clubs, and happy hour every Thursday
• Unlimited free coffee, tea, snacks, and fruit to keep you energized
• An opportunity to make a social impact by helping to democratize credit access in emerging markets
  
  

About Us

We are an AI Fintech company specialized in assessing credit profiles of consumers in emerging markets combining pioneering AI with large alternative data sources. In 2020 we reached our ambitious milestone of credit profiling 1 billion consumers spanning 4 countries - Vietnam, Indonesia, India & the Philippines - and building a platform for the wider industry and the financial services industry, in particular, to provide the "un & under" served access to credit. At the core of this initiative has been our strict and unwavering adherence to the norms of consumer data privacy and consumer data rights.

But we're not satisfied as we embark on the next leg of our journey to deliver 100 million credit lines to consumers in the markets where we operate. Although this goal is ambitious, we truly believe that by harnessing the power of AI & Big Data we can deliver financial access at an unprecedented scale.

As a firm, we're audacious problem-solvers motivated by our impact on society. We deeply espouse the values of ownership - of our actions and initiatives, integrity in all we do, and agility in execution.

We place great importance on doing what is right, what is best, and what is innovative. If you are smart, driven, and want to make a difference in the world with the most advanced and fascinating technology, come join our team. We can satisfy your desire to explore new territory and give you the runway to really make an impact.

Additional Info

Learn more about us here:

https://www.youtube.com/watch?v=inAEDGvOcL8&t=29s