Việc làm Home Credit Việt Nam

Cập nhật 21/11/2024 11:13
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Công ty tài chính TNHH MTV Home credit Việt Nam
Offcr,CPBB Liabilities Ops,Servicing & Transacting
Home Credit Việt Nam 4.2★
159 đánh giá 341 việc làm 2 lượt xem
Thông tin cơ bản
Mức lương: Thỏa thuận
Chức vụ: Nhân viên
Ngày đăng tuyển: 04/11/2024
Hạn nộp hồ sơ: 04/12/2024
Hình thức: FULL_TIME
Kinh nghiệm: Không yêu cầu
Số lượng: 1
Giới tính: Không yêu cầu
Nghề nghiệp
Ngành
Responsibilities

Strategy

  • Responsible for developing the processing and support strategy applicable to each product to ensure that it is in line with the overall WRB strategy and that meets the needs of the individual product

Business

  • To continuously challenge and improve current process to reduce TAT and increase productivity
  • To perform any assignments that may be required from time to time.
  • Identify and drive change to processes to improve productivity and standardization.
  • Responsible for the collective performance of the in-country Operations functions supporting the relevant product against the agreed performance and risk metrics and the associated thresholds.
  • Active to participate in lending/ liabilities operations related new projects, new business services launching.

Processes

  • Management of the day to day operations of WRB Servicing & Transacting to align to the business strategy and priorities, monitoring action plans, service management, people development and improving operational risk
  • Review and propose DA for WRB Servicing & Transacting staffs on for physical access, logical access, and system access limits to Head WRB Servicing & Transacting Vietnam
  • Sign the bank’s documents as per Delegated Authority given by CEO
  • Authorise transactions in the system within DA given by Head WRB Servicing & Transacting
  • Review process and propose for Head WRB Servicing & Transacting to sign off
  • Continuously drive change and improve current processes to reduce Turn Around Time and increase productivity
  • Back up and perform any assignments that may be required from time to time.
  • Deal with stakeholders for ongoing management of customer and business issues and other operations issues from time to time.
  • Develop and guide the team to implement operations processes in compliance with Group and Local policies, Operational Procedures under agreed timelines and no operational loss occurrence.
  • Active to participate in new projects, new business services launching.
  • Build and maintain a strong relationship with internal, external stakeholders and clients.
  • Be checker for Operations BAU tasks
  • Ensure all functions and operations are prioritized and complete without backlog to ensure service quality and elimination of frauds and losses.
  • Manage operations cost through reduction in unit costs without impacting service standards

People & Talent

  • Complete all mandatory learning as assigned by Group
  • Self-motivate, train, and develop to achieve high quality service to clients and avoid errors

Risk Management

  • Minimize and ensure no surprises culture, failed audits, operational loss
  • Manage the maintenance of operational integrity throughout the unit
  • Proactively escalate operational risks; system risks and channel risks of the products and highlight any potential and actual breakdown of controls to Line Manager
  • Be responsible for the identification, escalation of all aspects of risk in accordance with all relevant products at Group product level policies.
  • Follow up to ensure all reported risks have been eliminated.
  • Comply and ensure products & services are delivered in compliance with local Regulatory Requirements.
  • Comply and ensure approved generic Product Program and their corresponding Country Addendum are in place before any product is accepted for implementation. Refer any instances of non-compliance to Manager to follow up.
  • Management of WRB Servicing & Transacting risks effectively, including identification, control and remediation of risks to the relevant forums

Governance

  • Accountable for defining a Risk Management methodology and the end to end control environment for each product line that ensures compliance with applicable internal policies and practices as well as external regulations and laws.
  • Ensure that the Unit meets the service levels.
  • Ensure controls are efficiently and effectively exercised in order to preventing frauds and losses.
  • Actively manage and monitor performance against defined Key Risk and Performance Indicators at the consolidated product level.
  • Be accountable for defining the control environment for ensuring that the Operations’ functions supporting each product act within the applicable internal policies and procedures, as well as external regulations and laws, in respect of money laundering and fraud.

Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
  • Lead WRB Servicing and Transacting team to achieve the outcomes set out in the Bank’s Conduct Principles

Key Stakeholders

Internal

  • Product
  • Credit Risk
  • Credit Initial
  • Sales
  • Branch Ops
  • CSCU
  • Country Technology Management
  • Network services in GBS, PSS teams,etc.

External

  • Clients
  • Industry peers
  • Card schemes
  • External vendors

Other Responsibilities

  • Embed Here for good and Group’s brand and values in Vietnam WRB Servicing and Transacting; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions

Our Ideal Candidate

  • Education Bachelor’s degree or higher
  • Languages English

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We

  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What We Offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
  • Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Khu vực
Báo cáo

Công ty tài chính TNHH MTV Home credit Việt Nam
Home Credit Việt Nam Xem trang công ty
Quy mô:
5.000 - 10.000 nhân viên
Địa điểm:
Tầng G, 8 và 10 Tòa nhà Phụ Nữ, số 20 Nguyễn Đăng Giai

Công ty tài chính TNHH MTV Home credit Việt Nam là công ty thuộc tập đoàn tài chính hàng đầu Châu Âu – tập đoàn Home Credit. Với sự phát triển mạnh mẽ tại thị trường Việt Nam, chúng tôi tự hào mang đến cho khách hàng những giải pháp hỗ trợ tài chính tiêu dùng đơn giản, nhanh chóng và tiện lợi như vay trả góp, mua hàng điện máy, xe máy, cho vay tiền mặt, thẻ tín dụng,...

Home Credit Việt Nam hoạt động từ 2008, là một trong những công ty hàng đầu trong lĩnh vực vay tiêu dùng trả góp với ưu điểm vượt trội: nhanh chóng, tiện lợi và thân thiện. Home Credit hiện có hội sở chính ở Hồ Chí Minh, chi nhánh ở Hà Nội và 10 văn phòng đại diện tại các tỉnh/thành phố lớn cả nước.

Tại thị trường Việt Nam, Home Credit hiện là một trong những công ty dẫn đầu trong lĩnh vực vay tiêu dùng trả góp. Sau 13 năm hoạt động, công ty đã xây dựng mạng lưới 9.000 điểm giới thiệu dịch vụ tại 63 tỉnh/thành phố.

Chính sách bảo hiểm

  • Được hưởng bảo hiểm xã hội, bảo hiểm y tế, bảo hiểm thất nghiệp theo quy định
  • Bảo hiểm sức khỏe Bảo Minh

Các hoạt động ngoại khóa

  • Team Building
  • Year-End/ New- Year Party
  • Du lịch
  • Tiệc cuối năm
  • Tiệc tân niên
  • Company trip
  • Hoạt động từ thiện
  • Hiến máu​

Lịch sử thành lập

Home Credit là tập đoàn tài chính tiêu dùng toàn cầu hiện có mặt tại 9 quốc gia. Hoạt động từ năm 2008 đến nay, Homecredit Việt Nam là một trong những công ty dẫn đầu thị trường về cung cấp các giải pháp tài chính và cho vay có trách nhiệm, với 4 sản phẩm chính: xe máy, điện tử, tiền mặt và thẻ tín dụng.

Mission:

cải thiện cuộc sống của khách hàng Việt Nam bằng các sản phẩm sáng tạo, cho vay có trách nhiệm và các giải pháp dựa trên nền tảng công nghệ


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