SHB Finance ★ 3.6

Mô tả Công việc

OBJECTIVES:

• Ensures the quality of in-scope credit risk models and related credit risk analysis

KEY RESPONSIBILITIES:

• Monitor the automation of the credit assessment platform and design scorecard assessment procedures for new products.

• Work with Big Data projects and Credit Bureau companies to evaluate, analyze, and implement solutions that enhance the effectiveness of information used for credit assessment.

• Collaborate with the Credit Score Models Validation Management team to perform regular validations, ensuring objectiveness in evaluating the performance of credit scoring models.

• Develop, finetune, and optimize calculation functions used in credit scoring models.

• Participate in core projects to ensure proper processes are implemented.

• Execute additional backend score calculation tasks when required.

• Develop and support scorecard monitoring reports, and regularly validate score models to ensure they operate effectively.

• Other tasks assigned by the Risk Modeling and Big Data Manager.

Yêu Cầu Công Việc

EDUCATION:

• University degree in MIS ; Computer Science ; Maths & IT ; Data Science ; Toán Thống Kê ; Quantitative Finance ; Statistics 

EXPERIENCE:

• At least 02 years of experiences in data analysis and modeling, Consumer Finance or Retail Banking is preferred.
• Solid experience with scoring is required.

SKILLS:

• Solid knowledge in Credit Risk and Risk Management

• Ability to conduct statistical analysis and modeling

• Ability to use statistical software such as R/ Python/ SAS…

• Proficient in using SQL/ Oracle

• Experience in scoring model development, strategy, and implementation

• Proficient in using Excel for analytical tasks

• Knowledge of estimating loss rates, PD, and Recovery rates

• Good organizational, communication, present skill
• Fluent in English

REASONS TO JOIN SHBFINANCE:

A professional, open working environment that emphasizes 5 core values: “Smart – Honest – Brave – Friendly – Cooperation”:

• Working hours: Monday to Friday, with a 1.5-hour lunch break.
• Friendly and open-minded colleagues who value individual development.
• Spacious open office with all necessary equipment provided for work.

Special attention to employees:

•  Competitive compensation package with regular salary increases. Total income can reach up to 14 months' salary per year.
•  Lunch allowance of up to 1,200,000 VND/month.
• Exclusive healthcare benefits with comprehensive SHB FC Care insurance.
• Annual health check-ups at top hospitals in Vietnam, along with social insurance benefits as per state regulations.
• Annual company trips and team-building activities.

Focused on supporting personal development:

• Guidance, companionship, and career development support from experienced, talented managers.
• Opportunities to participate in major projects, leading in the consumer finance sector.
• Support for learning activities, knowledge exchange, and cultural interaction (Training, Seminars, ETC.).